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A curated collection of insights, common terms, SaaS funding industry updates and venture-debt custom calculators to help you navigate the world of growth finance.
In the complimentary whitepaper, A Founder’s Guide to Raising Equity, we layout out different aspects that Founders need to consider to help navigate the process and minimize dilution and retain as much of their ownership stake as possible.
Get the GuideTo help SaaS companies navigate the future, in the SaaS Finance Report – How to Plan & Prosper in 2023, we explore the potential scenarios SaaS companies could be faced with in the next 12 months, providing recommendations on how businesses can stay relevant and have the best chance for success.
Get the GuideUse this checklist to be prepared for a SaaS finance due diligence process.
Get the GuideA comprehensive set of SaaS KPIs to help you understand your business impact and prepare for the future.
Get the GuideElementConnect Referral Partners are an exclusive group of bankers, founder-friendly VCs, influencers and SaaS savvy consultants.
Join the ProgramDynamic pricing is the process of setting prices for products and/or services in real-time based on the fluctuation of other market factors to maximize revenues while controlling costs.
Element SaaS Finance defines cost of goods sold
3 Ways to Refinance Short-Term Debt
Short-term Lending Fees - simple solutions can prove much costlier from a finance perspective than meets the eye.
Forward factoring is a short-term source of finance that must be repaid within 6 - 12 months.
Element SaaS Finance answers how a line of credit works differently than a fixed loan
Element SaaS Finance explains how collateral can work for your SaaS company
A business credit profile is used by lenders to determine whether to offer credit to a business.
Element SaaS Finance answers the question, "What is an Annual Percentage Rate?"
As a source of security for repayment, lenders often look for the potential borrower's assets
A default is a breach of a legally binding agreement(s) that two parties had previously set out
Cash flow is the actual movement (inflows and outflows) of cash within a business' operations
Retention can be calculated in two primary methods; Net and Gross. At Element, we like to focus on Net Dollar Retention (NDR) rather than Gross Dollar Retention (GDR).
Cash burn is usually identified in two main ways: Net Burn and Gross Burn. Both of these are necessary measurements, but at Element, we focus on Net Burn.
Venture capital is a common element of the capital stack for early-stage businesses that need large amounts of money to get going.
Private equity investors buy partial or complete ownership stakes in mature businesses
Strategy investors will provide different equity and debt solutions to businesses that correlate to their own business and see an overlap in services, customers, and products.
Venture debt is a loan product offered by some banks and other lenders. These types of loans are for growing companies where there is more risk than a traditional bank loan would work.
Seed capital is provided by private investors – usually in exchange for an equity stake in the company or a share of the profits of a product.
Commercial banks give loans to businesses that have advanced to a mature stage in revenue, customers, product, and cash flow.
A business grant is money awarded to businesses undertaking innovation or have the prospect of growth, resulting in employment creation.
What a word! It sounds like it should be up there with death and taxes. Fear not. This is just the word to describe how…
What is an equity warrant? A warrant is the right to purchase or sell something at a specified price. In venture finance, the most common…
Also known as a “balloon payment” or “bullet repayment,” a bullet payment is a lump sum payment made for the entirety of the outstanding balance…
At its core, the multiple payoff approach is pretty straightforward compared to other loan repayment methods. The loan agreement will stipulate a multiple of the original loan amount that needs to be repaid by the end of the term.
What is a convertible note? The word note is a generic term for a debt security. A convertible note is a debt security that can…
Net Cash Burn = Opening Cash Balance – Closing Cash Balance Net cash burn (also known as net-negative cash flow) should always equal the amount…
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